Buying

Buying a property can be stressful but it doesn't have to be. here's our step by step guide to the process;

Step 1. Find out how much you can borrow.

We can put you in touch with a mortgage broker. He or she can search the market to get you the best deal

Step 2. Decide what's most important to you in a property.

Consider the area, size, type, number of bedrooms, need for a garden, off street parking or a garage, close to good schools, amenities or more rural. Try to be as flexible as possible when thinking about your criteria. Remember that many buyers end up choosing a home well outside their initial specifications. 

Give us you criteria and we will match suitable properties and e-mail them to you for consideration.

Step 3. Arrange some viewings. Use virtual viewings initially so save wasting time on homes that don't suit you.

Arrange physical viewings for the favourites. 

If your viewing one of our properties you will likely meet one of us. Don't be afraid to ask questions

Step 4. Making an offer

When you find somewhere you like, make an offer. Often this can be done verbally to the agent or in writing through your chosen solicitor. 

We can recommend a solicitor from our panel of solicitors. They will advise you on a suitable offer amount. Don't be disheartened if your offer is turned down but give it your best shot. Also our recommended solicitors do not charge you for failed offers, ask us for a quote. 

Step 5. Acceptance

If your offer is accepted, you can request that it is taken off the market take the property off the market. 

Step 6. Getting a mortgage

Once your offer has been accepted, call your mortgage advisor broker or a lender to sort out your mortgage application. At this point you will need to provide lots of paperwork showing your income and outgoings.